(Effective Date/Last Modified June 01, 2011)

Our company values its relationship with you. Protecting the privacy of the information we have about you is of great importance to us. We want you to understand how we protect the confidentiality of that information about you as well as how and why we use and disclose it. The following discussion provides details of our practices and procedures for protecting the security of nonpublic personal information about you both while you are our customer and when you are no longer our customer. We choose our partners carefully; however, we cannot control the use of your information by those companies that we may do business with and disclose your information to pursuant to these policies. Therefore, the use of your personal information by those companies will be controlled by their privacy policies.

INFORMATION WE COLLECT
The information we collect about you will vary depending on the type of product or service you seek or purchase you make, and may include:
- Information we receive from you, such as your name, address, age, phone number, social security number, assets, income, or beneficiaries;
- Information about your transactions with us, with our affiliates, or with others, such as your policy coverage, premium, payment history, motor vehicle records; and
- Information we receive from consumer reporting agencies, such as your credit history.

INFORMATION WE DISCLOSE
We do not disclose any personal information about you to anyone except as is necessary in order to provide to you the products or services that you requested or as we are otherwise required or permitted by law.

We may disclose any of the information that we collect to companies that perform marketing services on our behalf, to other companies with whom we have joint marketing agreements and to companies and their affiliates involved in providing products and services you have shown an interest in. It is our mission to provide you with coverage for a fair price that best suits your needs. We recognize that from time to time the insurance carriers we represent may not be able to offer you the coverage you would like; therefore, with your permission, we may offer your information to another professional insurance agent, insurance carrier, or entity who may be able to better accommodate your needs. If we can’t help you, we want to help you to find another agent who can.

YOUR RIGHT TO VERIFY THE ACCURACY OF INFORMATION WE COLLECT
Keeping your information accurate and up to date is important to us. You may see and correct personal information about you that we collect except for information relating to a claim or a criminal or civil proceeding.

CONFIDENTIALITY AND SECURITY
Access to your personal information is limited to our employees, our affiliates’ employees, others who need to know that information to service your account, and companies to whom it is disclosed pursuant to these policies. We maintain physical, electronic, and procedural safeguards to protect your personal information. We do not store any credit card information.

CONSENT AND FUTURE CHANGES
Protecting your privacy online is an evolving area, and our websites are constantly changing to meet these demands. By using this website, you consent to the terms of our online privacy policy as established from time to time and our use of your personal information for the purposes stated above. Should our online privacy policy change, we will amend this privacy policy, and your personal information will be thereafter utilized in accordance with such changed policies.